Buy Before It's Built!
It's Built!
Toronto + GTA Pre-Con Guide & Get Platinum Access!
Our comprehensive Pre-Construction Guide explains every step of buying new. From deposits to timelines to builder incentives and closing costs. With Radiate Real Estate offering Platinum Access to the hottest projects, you’ll get front-of-the-line choices and exclusive pricing on Toronto & GTA’s most in-demand projects.
Project Selection
We help you find the right pre-construction project that fits your lifestyle, location preferences, and investment goals.
Platinum Access
Get first access to Toronto’s hottest pre-con launches — exclusive pricing, top incentives, and the best unit selections.
Financial Considerations
We’ll explain deposit structures, carrying costs, and closing fees to help you make informed investment decisions.
Closing & 1st Year
From interim occupancy to registration, we’ll guide you through your first year with your new pre-construction property.
Trusted. Proven. Local.
Real estate can feel overwhelming — we make it make sense. With Radiate, you’re seen, supported, and set up to win.
Award Winning Realtor
Top Listing, Buying & Leasing Agent. Multiple Top Producer Awards. We win because we help you win!
60+ 5 Star Reviews
Numbers don't lie. Over 60 reviews from happy clients. All 5 stars. We put you first and it shows.
100's of Transactions
Us in your corner gives you an unfair advantage - We've seen it all and prepare for everything!
Vast Network
Whatever you need, we got it covered or know someone who can do the job to the highest standard. We expect nothing less!
Toronto + GTA Pre-Con Guide & Get Platinum Access!
Our comprehensive Pre-Construction Guide explains every step of buying new. From deposits to timelines to builder incentives and closing costs. With Radiate Real Estate offering Platinum Access to the hottest projects, you’ll get front-of-the-line choices and exclusive pricing on Toronto & GTA’s most in-demand projects.
Project Selection
We help you find the right pre-construction project that fits your lifestyle, location preferences, and investment goals.
Platinum Access
Get first access to Toronto’s hottest pre-con launches — exclusive pricing, top incentives, and the best unit selections.
Financial Considerations
We’ll explain deposit structures, carrying costs, and closing fees to help you make informed investment decisions.
Closing & 1st Year
From interim occupancy to registration, we’ll guide you through your first year with your new pre-construction property.
Trusted. Proven. Local.
At Radiate Real Estate, we are committed to guiding you through every step of your real estate journey. Our expertise in the Greater Toronto Area ensures that you receive personalized service tailored to your unique needs.
Award Winning Realtor
Top Buying & Leasing Agent (2024), Top Listing Agent (2023), Multiple Top Producer Awards. We win because we help you win!
60+ 5 Star Reviews
Numbers don't lie. Over 60 reviews from happy clients. All 5 stars. We put you first and it shows!
100's of Transactions
With so much experience, having us in your corner gives you an unfair advantage! We've seen it all and prepare for everything.
Vast Network
Whatever you need, we got it covered or know someone who can do the job to the highest standard. We expect nothing less!
Toronto + GTA Pre-Con Guide & Get Platinum Access!
Our comprehensive Pre-Construction Guide explains every step of buying new. From deposits to timelines to builder incentives and closing costs. With Radiate Real Estate offering Platinum Access to the hottest projects, you’ll get front-of-the-line choices and exclusive pricing on Toronto & GTA’s most in-demand projects.
Project Selection
We help you find the right pre-construction project that fits your lifestyle, location preferences, and investment goals.
Platinum Access
Get first access to Toronto’s hottest pre-con launches — exclusive pricing, top incentives, and the best unit selections.
Financial Considerations
We’ll explain deposit structures, carrying costs, and closing fees to help you make informed investment decisions.
Closing & 1st Year
From interim occupancy to registration, we’ll guide you through your first year with your new pre-construction property.
Trusted. Proven. Local.
At Radiate Real Estate, we are committed to guiding you through every step of your real estate journey. Our expertise in the Greater Toronto Area ensures that you receive personalized service tailored to your unique needs.
Award Winning Realtor
Top Buying & Leasing Agent (2024), Top Listing Agent (2023), Multiple Top Producer Awards. We win because we help you win!
60+ 5 Star Reviews
Numbers don't lie. Over 60 reviews from happy clients. All 5 stars. We put you first and it shows!
100's of Transactions
With so much experience, having us in your corner gives you an unfair advantage! We've seen it all and prepare for everything.
Vast Network
Whatever you need, we got it covered or know someone who can do the job to the highest standard. We expect nothing less!
Frequently Asked Questions
Buying pre-construction in the GTA comes with unique steps and timelines. Explore answers to your top questions — from deposit structures to additional costs and Platinum Access benefits.
What does buying a pre-construction home or condo in the GTA mean?
Buying pre-construction means purchasing a property before it’s built, directly from a developer or builder. Instead of moving in right away, buyers secure a future home with the potential for appreciation by the time construction is complete.
During this process, you’ll sign an Agreement of Purchase and Sale and make scheduled deposit payments as the project progresses. Not to worry though, we help you review floor plans, builder incentives, and legal clauses so you understand every detail before signing. Our Pre-Construction Guide outlines timelines, deposit stages, and key milestones from start to finish.
How much down payment is required for a pre-construction home or condo in Ontario?
Builders usually require a total deposit of 20%, paid in stages over the construction period. A typical schedule might look like:
- $5,000 on signing
- Balance to 5% within 30 days
- 5% in 90 days
- 5% in 180–365 days
- 5% from one to two years after signing or on occupancy
Sometimes builders offer extended deposit structures, but these are usually exclusive to Platinum agents or available only during special VIP sales events. At Radiate Real Estate, we help our clients access these opportunities first, giving you more time and flexibility to invest in the right project.
What is Platinum Access in pre-construction and how does it benefit buyers?
Platinum Access means getting priority access to projects before they’re released to the public — usually during the builder’s VIP launch phase. Buyers who work with an agent holding Platinum status, like Chris Gunness with Radiate Real Estate, gain:
- First access to purchase of units and floor plans
- Lowest prices before public increases
- Exclusive incentives, such as capped development charges or free assignments
- Flexible deposit structures and upgrade bonuses
Platinum Access ensures you’re first in line for the best prices and incentives, giving you a strong advantage in Toronto’s fast-moving pre-construction market.
What additional costs should I expect when buying a pre-construction property?
Beyond your deposit, there are closing costs and builder adjustments to budget for. Common items include:
- Development and education levies
- Interim occupancy fees (charged before final closing)
- Tarion warranty enrollment
- Charges for assigning your unit (if allowed)
- Charges for leasing during interim occupancy (if applicable)
- Builder admin and legal costs
- Meter and utility connection fees
- Land transfer tax (provincial + Toronto, if applicable)
- Legal fees (typically $1,500–$2,500)
- HST (rebated for most end-users; paid up front if investor)
Radiate Real Estate provides every buyer with a Pre-Construction Cost Breakdown, outlining what to expect and when — ensuring there are no surprises at closing.
How long does it take to finish a pre-construction project and move in?
Most GTA pre-construction condos and homes take about 3 to 5 years from the initial launch to final occupancy, depending on the project type, location, and size.
Typically:
- Low-rise / townhome projects: 2–3 years
- Mid-rise condos: 3–4 years
- High-rise towers: 4–6 years
Radiate Real Estate keeps you informed through every construction milestone, from ground-breaking to occupancy, so you always know exactly where your investment stands.
Frequently Asked Questions
Buying pre-construction in the GTA comes with unique steps and timelines. Explore answers to your top questions — from deposit structures to additional costs and Platinum Access benefits.
What does buying a pre-construction home or condo in the GTA mean?
Buying pre-construction means purchasing a property before it’s built, directly from a developer or builder. Instead of moving in right away, buyers secure a future home with the potential for appreciation by the time construction is complete.
During this process, you’ll sign an Agreement of Purchase and Sale and make scheduled deposit payments as the project progresses. Not to worry though, we help you review floor plans, builder incentives, and legal clauses so you understand every detail before signing. Our Pre-Construction Guide outlines timelines, deposit stages, and key milestones from start to finish.
How much down payment is required for a pre-construction home or condo in Ontario?
Builders usually require a total deposit of 20%, paid in stages over the construction period. A typical schedule might look like:
- $5,000 on signing
- Balance to 5% within 30 days
- 5% in 90 days
- 5% in 180–365 days
- 5% from one to two years after signing or on occupancy
Sometimes builders offer extended deposit structures, but these are usually exclusive to Platinum agents or available only during special VIP sales events. At Radiate Real Estate, we help our clients access these opportunities first, giving you more time and flexibility to invest in the right project.
What is Platinum Access in pre-construction and how does it benefit buyers?
Platinum Access means getting priority access to projects before they’re released to the public — usually during the builder’s VIP launch phase. Buyers who work with an agent holding Platinum status, like Chris Gunness with Radiate Real Estate, gain:
- First access to purchase of units and floor plans
- Lowest prices before public increases
- Exclusive incentives, such as capped development charges or free assignments
- Flexible deposit structures and upgrade bonuses
Platinum Access ensures you’re first in line for the best prices and incentives, giving you a strong advantage in Toronto’s fast-moving pre-construction market.
What additional costs should I expect when buying a pre-construction property?
Beyond your deposit, there are closing costs and builder adjustments to budget for. Common items include:
- Development and education levies
- Interim occupancy fees (charged before final closing)
- Tarion warranty enrollment
- Charges for assigning your unit (if allowed)
- Charges for leasing during interim occupancy (if applicable)
- Builder admin and legal costs
- Meter and utility connection fees
- Land transfer tax (provincial + Toronto, if applicable)
- Legal fees (typically $1,500–$2,500)
- HST (rebated for most end-users; paid up front if investor)
Radiate Real Estate provides every buyer with a Pre-Construction Cost Breakdown, outlining what to expect and when — ensuring there are no surprises at closing.
How long does it take to finish a pre-construction project and move in?
Most GTA pre-construction condos and homes take about 3 to 5 years from the initial launch to final occupancy, depending on the project type, location, and size.
Typically:
- Low-rise / townhome projects: 2–3 years
- Mid-rise condos: 3–4 years
- High-rise towers: 4–6 years
Radiate Real Estate keeps you informed through every construction milestone, from ground-breaking to occupancy, so you always know exactly where your investment stands.
Frequently Asked Questions
Buying pre-construction in the GTA comes with unique steps and timelines. Explore answers to your top questions — from deposit structures to additional costs and Platinum Access benefits.
What does buying a pre-construction home or condo in the GTA mean?
Buying pre-construction means purchasing a property before it’s built, directly from a developer or builder. Instead of moving in right away, buyers secure a future home with the potential for appreciation by the time construction is complete.
During this process, you’ll sign an Agreement of Purchase and Sale and make scheduled deposit payments as the project progresses. Not to worry though, we help you review floor plans, builder incentives, and legal clauses so you understand every detail before signing. Our Pre-Construction Guide outlines timelines, deposit stages, and key milestones from start to finish.
How much down payment is required for a pre-construction home or condo in Ontario?
Builders usually require a total deposit of 20%, paid in stages over the construction period. A typical schedule might look like:
- $5,000 on signing
- Balance to 5% within 30 days
- 5% in 90 days
- 5% in 180–365 days
- 5% from one to two years after signing or on occupancy
Sometimes builders offer extended deposit structures, but these are usually exclusive to Platinum agents or available only during special VIP sales events. At Radiate Real Estate, we help our clients access these opportunities first, giving you more time and flexibility to invest in the right project.
What is Platinum Access in pre-construction and how does it benefit buyers?
Platinum Access means getting priority access to projects before they’re released to the public — usually during the builder’s VIP launch phase. Buyers who work with an agent holding Platinum status, like Chris Gunness with Radiate Real Estate, gain:
- First access to purchase of units and floor plans
- Lowest prices before public increases
- Exclusive incentives, such as capped development charges or free assignments
- Flexible deposit structures and upgrade bonuses
Platinum Access ensures you’re first in line for the best prices and incentives, giving you a strong advantage in Toronto’s fast-moving pre-construction market.
What additional costs should I expect when buying a pre-construction property?
Beyond your deposit, there are closing costs and builder adjustments to budget for. Common items include:
- Development and education levies
- Interim occupancy fees (charged before final closing)
- Tarion warranty enrollment
- Charges for assigning your unit (if allowed)
- Charges for leasing during interim occupancy (if applicable)
- Builder admin and legal costs
- Meter and utility connection fees
- Land transfer tax (provincial + Toronto, if applicable)
- Legal fees (typically $1,500–$2,500)
- HST (rebated for most end-users; paid up front if investor)
Radiate Real Estate provides every buyer with a Pre-Construction Cost Breakdown, outlining what to expect and when — ensuring there are no surprises at closing.
How long does it take to finish a pre-construction project and move in?
Most GTA pre-construction condos and homes take about 3 to 5 years from the initial launch to final occupancy, depending on the project type, location, and size.
Typically:
- Low-rise / townhome projects: 2–3 years
- Mid-rise condos: 3–4 years
- High-rise towers: 4–6 years
Radiate Real Estate keeps you informed through every construction milestone, from ground-breaking to occupancy, so you always know exactly where your investment stands.
Client Reviews
Client Reviews
Client Reviews
